Whether you are looking for mortgage advice for first time buyers, self employed mortgage advice, remortgage or you have bad credit – we can help you!
As you will see, contacting us is the first thing you should do once you have your deposit or your current deal is nearing an end. The earlier you contact us, the better. We offer a free initial consultation to ensure that we will be able to help you, and then we will conduct a full fact-find.
From there, the most important step will be working out your budget by obtaining an Agreement in Principle. This document tells you how much a lender is willing to lend to you. Although it is not a promise to lend, it allows you to calculate the maximum property price you could afford.
For any questions you may have, visit our Frequently Asked Questions page or simply get in touch with us, we are happy to help.
Is it worth going through a mortgage broker?
The simple answer to this is yes, definitely. Taking out a mortgage and purchasing a property is one of the biggest financial decisions you will ever make in your life. Utilising the professional expertise of a mortgage advisor will ensure you are getting the correct product at the best price. In difficult economic times such as the cost of living crisis we are facing now, it is even more important to find a suitable deal because factors such as interest rates and inflation are rapidly changing.
When buying a house, you have enough to worry about already, so having us take the burden of your mortgage off your shoulders is extremely valuable. We know the market so we can quickly determine which deals you are eligible for and which are a waste of time. We know the lenders criteria so we will ensure you do not experience rejected applications, which can often lead to significant delays and excessive costs that you cannot get back.
Whilst saving you time and money, we will be a friendly voice on the other end of the phone when you are confused or unsure of what to do next. Mortgages are a complex market, so you do not want to be reading the small print and considering each and every deal in case it is suitable for you. Let us do the leg work for you, and you can focus on that dream home you are about to purchase. Start planning the renovations you are going to make to the kitchen, as only you know how you want your home to be. We know how your mortgage should be.
Get in touch today for your free initial consultation, and start your home purchase or remortgage journey now.