How we can help you

Tailor recommendations to your unique situation

No two people are the same, which makes the world go round. That also means that no two financial situations are the same. Every person requires a slightly different financial plan. Factors such as income, retirement date, family situation and risk appetite all contribute to your individual needs. We don’t use a one-size-fits-all approach; we delve deep into our client’s goals and spend time compiling a plan to ensure those goals are achieved.

Invest sustainably

As the effects of global warming start to show, we find that most clients are now looking for sustainable investments. Whether you are looking to exclude those companies contributing negatively to society or simply put your money towards green projects, we have the solutions for you. Our range of ESG Investment offerings caters for every investor. Nowadays, sustainable investing does not need to mean higher costs and lower returns. We are finding that, in many instances, responsible investments are producing equivalent, if not better, returns compared to regular investments. As a company, we are dedicated to contributing to a better future, so we give our clients the tools to do the same with their money.

Be proactive about saving for retirement.

Our changing world means that we frequently retire earlier but live longer. For some, retirement could last as long as 40 years and may exceed the time spent at work. Having an enjoyable retirement is only possible with sufficient planning. We will help you take steps to ensure you can achieve everything you hope for from your later years and vitally allow you to stop working as early as possible.

Don’t worry about financial jargon. We will talk to you in words you understand

In the world of taxes, pensions, investments and insurance, many words and terms are difficult to process at first glance. When you have enough going on in your life, why take the time to teach yourself financial concepts? We will explain everything to you clearly and simply so that you fully understand what is going on with your money. We won’t hide behind long confusing phrases, we will tell you exactly how it is.

Achieve financial freedom and enjoy life!

Most of us hope for a retirement where we don’t need to worry about money. This does not necessarily mean dreaming about having millions; it means knowing that you will have enough money to do the things you want when you want and to maintain your lifestyle for the rest of your life.

Our in-depth Cash Flow Analysis produces valuable and meaningful outputs showing how much you can spend in retirement to keep your plan on track. This is reviewed at least once a year to account for any effects out of your control and factor in changes in your circumstances.

Our Advice Process

We use a six-stage financial planning process. This helps our clients understand their financial plans.

Explore your Finances

We help navigate your financial priorities.

Build Your Financial Plan

Dreams and aspirations are your plan’s foundation.

Refine Your Plan

We’ll adjust your plan after showing it to you.

Confidence In Your Finances

Your retirement plan is on the right path

Choice For The Future

Choice allows you to focus on essentials like family and friends.

Financial Freedom

Have the freedom in retirement that you have dreamed of.

Still have more questions?

Why not book your initial online meeting with us? It is free of charge and no obligation (Subject to terms and conditions)
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More time, less stress

We know that when you run your own business or work in a large organisation, there are times when you don’t seem to have enough hours in the day. When you’ve got a lot on it is almost always easier to deal with the immediate deadlines in the here and now. Unfortunately, sometimes that means you put off tasks you don’t like doing or think you can wait. We know the need to plan for the future, but this is often put off for ‘another day.’

We are here to relieve the stresses of managing your finances. We will work with you to develop a long-term plan for your future. This can help you free up more time to pursue important things in life to you and your family.

Confidence and Security

Knowing where you are now and where you want to be in the future is the first step towards gaining financial peace of mind. Putting a plan for your future into action will give you confidence, security and control.

It can be difficult to keep up with tax rule changes, a fluctuating economy, and new financial products. With us, that doesn’t matter. Allow us to take the time to keep up with the latest news and focus on how the latest changes will affect your finances.

Don’t pay more tax than you need to

Giving up hard-earned money to the tax man can be difficult, especially when taxes surround us. When we earn, when we spend, when we buy assets and when we sell assets. There are, however, many Government incentives that offer tax reliefs or benefits. Taking advantage of these ensures that more money is left in your pocket at the end of the year. We can help you utilise your ISA allowance, maximise pension benefits, draw income efficiently in retirement, and make the best use of your Capital Gains Tax allowance.

Protect your financial future.

We never know what is around the corner; sometimes, it can be a traumatic event that changes our lives forever. While predicting and preventing such occurrences is nearly impossible, it is possible to plan to protect your finances. Death and serious illness can cause enough anxiety and upset without your money, which is another concern. Our financial protection service will analyse the most cost-effective plan for your specific requirements, and we will review that on an annual basis to make sure your protection remains sufficient.

The first step to the retirement you deserve

We have developed our unique Lifestyle Financial Planning Programme to help you to achieve the retirement you want when you want it. It has been tried and tested over several years, so you can be confident that you will have control of your life and finances.

  • This specially designed programme will help you to:
  • Identify where you are today and what the retirement of your dreams looks like;
  • Decide what you need to do to make those dreams come true;
  • Find out if you could have the life you want sooner than you think;
  • Feel confident about your financial future;
  • Maintain your lifestyle for the rest of your life.

The next step

We offer independent, personalised advice across a broad range of areas, including pensions, investments, succession planning, tax planning and life assurance. Why not give us a call to see if we can work together? Create the lifestyle you deserve now and for the future. Call us on 01454 321511, use our contact form.

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