SUBDUED Q1 FOR SCOTTISH COMMERCIAL PROPERTY During the first three months of the year, commercial property sales in Scotland totalled £763m, this is a decrease of 21% (£203m), when compared to Q1 2018. The research from the Scottish Property Federation (SPF), has identified that the fall can primarily be attributed to fewer high value transactions, […]
Consilium Asset Management provide independent, impartial financial advice to business owners and senior executives in the Bristol, area.
We specialise in retirement, investments and tax planning, helping you to achieve your life goals and ambitions.
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A side hustle is any type of work undertaken in addition to a full-time job. It’s often freelance or piecework in nature and provides extra income. It’s not the same as a part-time job, which entails working for someone else who governs the terms of your employment and the hours you work. Side hustles often […]
If you’ve ever wondered whether it’s worth making overpayments on your mortgage, then new research1 could help you decide. The data shows the benefits of a monthly £10 overpayment with interest rates at their current low level and illustrates that even modest overpayments can make a difference to the day when borrowers become mortgage free. If […]
UK GROWTH BOOSTED BY STOCKPIILNG The UK economy benefited from a sharp one-off boost to growth in the first quarter of the year as manufacturers stockpiled ahead of a Brexit that never came. Data released by the Office for National Statistics (ONS) revealed that gross domestic product (GDP) rose by 0.5% during the first three […]
Data1 shows that six out of seven bereaved partners could be paying tax unnecessarily on ISA savings they inherit. Since April 2015, bereaved spouses or civil partners have been entitled to an extra ISA allowance. This is achieved by what’s called an Additional Permitted Subscription (APS). If the investor died before 6 April 2018, the APS […]
CALLS FOR A COMPULSORY ‘SNAGGING RETENTION’ ON NEW BUILDS A recent survey by New Home Review has revealed that more than nine out of 10 new-build homes in the UK have defects and almost 40% of new builds fail to meet their original deadline. Following on from this, the HomeOwners Alliance have launched a campaign […]