Relax, you are in safe hands. Our Independent Mortgage Advice service will guide you through every stage of the process. We provide independent, comprehensive, and jargon-free mortgage advice. Whether you need advice on mortgages for first-time buyers, are remortgaging on your existing home, or moving up the property ladder, we can help you.
At Consilium, we pride ourselves on our efficient and supportive service. Our priority is to see you achieve your dream home on time.
Furthermore, we are committed to providing the best service possible. To aid this, we conducted a survey of clients who have previously received mortgage advice. We aim to fully understand the factors most important to clients so that we can apply these values to our service.
Our key findings were:
We have two main objectives. One is to assist you with finding the best mortgage deal. That is the same with any mortgage brokerage! The other is to be your partner throughout the whole process. We want to make it as comfortable as possible for you and ensure you are not left confused or with unanswered questions. This is especially important when giving mortgage advice to first-time buyers.
At first, we have a casual conversation about your situation. This chat is free of charge and lets us confirm that we can help you. There is no obligation for you to proceed at this stage. Questions to ask your mortgage broker include how their fees are structured, as well as their overall process.
Following this, we can arrange our fact-find meeting with you, where we will take down many details to understand your objectives fully.
Our full process can be found On our Mortgage Process page.
This is one of the common mortgage questions. Our fact-finding process will be comprehensive. This is because the more we know about you, the more we can match your specific requirements. We will ask for basic personal information and details of your financial situation. Included in this will be your savings, income, expenditure and any current liabilities or debts. The details of your employment or main source of income will be important as, presumably, this will be the method with which you repay the mortgage.
Since there are so many different products with various terms and features, we will take the time to understand your objectives and plans for the future. Everyone has different opinions on having fixed interest rates or variable rates, as well as the degree of flexibility required from your mortgage.
For any further questions, you may have, please see our helpful Frequently Asked Questions page, which covers mortgage questions and answers.
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