Planning your pension doesn’t have to be a stressful or confusing process.
To receive the maximum employer match on pension contributions, you should ensure you are contributing enough to qualify.
With multiple pension pots from various employers, intricate tax relief regulations, and critical decisions about when and how to retire, it’s understandable to feel uncertain about whether your retirement income will support the lifestyle you desire.
At Consilium Asset Management, our team of qualified financial advisers provides clear, impartial pension advice tailored specifically to your individual circumstances.
We take the time to help members and clients fully understand their options, guide them in avoiding common pension scams, and work with them to create a personalised strategy designed to maximise their retirement income, manage their finances, and build their wealth for the future.
If you have multiple pension pots, consolidating them can reduce fees and simplify management, but always check for exit penalties or guaranteed benefits before transferring.
Comprehensive financial planning for individuals, families, and business owners. From building savings and managing wealth to retirement and business succession, our advisers provide tailored strategies to help you achieve your financial goals at every stage of life.
Independent, FCA-regulated advisers dedicated to putting your best interests first, ensuring you receive unbiased and trustworthy advice
Comprehensive pension review, including evaluation of all your pension pots, opportunities for pension consolidation, and strategic tax planning to help you make the most of available allowances through personalised financial planning support
Transparent, straightforward fees with no hidden costs and absolutely no obligation to proceed, allowing you to explore your options pressure-free, with common queries answered on our frequently asked questions page. You can find a financial adviser through various online sites, and all advisers should be regulated by the Financial Conduct Authority (FCA).
Ongoing support and annual reviews to monitor your pension plan, adapt to any changes in your circumstances or the market, and keep your retirement goals on track. For free guidance and additional resources, visit the MoneyHelper website. Ready to take the next steps? Explore further details or book a consultation to get started with your pension advice journey.
Take the first step towards a confident and secure retirement today. Book your free, no-obligation consultation to speak directly with our expert advisers for personalised assistance. Our advisers will assess your current pension situation, discuss your retirement goals, and explain your options in clear, jargon-free language, all grounded in our personalised financial planning approach.
If you choose to book an appointment with Pension Wise for free guidance, please note that availability can vary between a few days and several weeks.
If you prefer to explore your retirement options independently, you can access free, impartial guidance from the MoneyHelper website, a government-backed service designed to make your money and pension choices clearer and easier to understand, alongside our own resource on expert pension advice for a secure retirement.
The MoneyHelper website is a central hub for free guidance and resources on pension planning, including information to help you understand and avoid pension scams. Pension scheme members should remain vigilant about pension scams, which can take many forms, including unsolicited calls and emails.
You should never share personal information or financial details with unverified sources. Remember, financial advice is different from guidance, as it provides tailored recommendations specific to your needs. For individuals aged 50 or over, Pension Wise offers free, impartial assistance tailored specifically to your retirement decisions, which can sit alongside our detailed guidance on pension options at retirement.
Contact us Monday to Friday to arrange your appointment. We are committed to transparency, explaining our fees upfront and providing a clear range of options tailored to your unique needs and circumstances.
All advice services are regulated by the Financial Conduct Authority. Your personal information is safeguarded, and we are dedicated to helping you make informed, confident decisions about your financial future.
